💳 How Payments Work
Understanding Promotional Credits vs. Marketplace Payments
🎯 Promotional Credits (Platform Only)
Promotional Credits are ADVERTISING CREDITS ONLY - They can ONLY be used for promoting your content within the platform.
✅ What You CAN Use Credits For:
- Boost your YouTube videos for more views
- Display banner advertisements
- Feature your listings for visibility
- Promote your content and services
- Priority placement in feeds
❌ What You CANNOT Do With Credits:
- Withdraw them as cash
- Transfer to other users
- Use for marketplace purchases (food, rides, etc.)
- Convert to real money
- Exchange or sell them
Think of them like Facebook Ad Credits or Google Ads balance - purely for advertising your content on the platform.
🛒 Marketplace Payments (User-to-User)
All marketplace transactions are direct between users. The platform does NOT process, hold, or transmit any marketplace funds.
How Marketplace Payments Work:
- Browse listings - Find products, services, rides, stays, etc.
- Contact seller directly - Use the platform's messaging system
- Arrange payment method - Choose from seller's accepted methods
- Pay directly to seller - Using Zelle, Cash App, Venmo, cash, etc.
- Complete transaction - Platform does not touch the money
💰 Common Payment Methods:
- Cash - Meet in person for safe exchange
- Zelle - Direct bank transfer via email/phone
- Cash App - Send via $Cashtag
- Venmo - Pay via username
- PayPal - Direct peer-to-peer transfer
- QR Code - Scan seller's payment QR
Safety Tip: Always verify seller identity, meet in public places for cash transactions, and never send payment before receiving goods/services.
🏦 What We Are NOT
The platform is NOT a bank, payment processor, or money transmitter.
We Do NOT:
- Process marketplace payments
- Hold funds in escrow
- Store your money
- Transmit funds between users
- Guarantee payment or delivery
- Act as a financial institution
We ONLY:
- ✅ Provide a listing platform
- ✅ Connect buyers with sellers
- ✅ Facilitate messaging
- ✅ Sell advertising/promotion credits
📋 Quick Summary
Promotional Credits
- • For ads & boosts only
- • Cannot be withdrawn
- • Cannot buy marketplace items
- • Non-transferable
Marketplace Payments
- • Direct user-to-user
- • Cash, Zelle, Cash App, etc.
- • Platform does NOT touch funds
- • Your responsibility
Questions? Contact us at inmyzonegeek@gmail.com - This separation keeps our platform simple, transparent, and compliant with financial regulations.